Halloween is just around the corner, and while you’re busy carving pumpkins and picking out the perfect costume, don’t let the holiday catch you off guard in ways you might not expect. Believe it or not, Halloween is the second-highest holiday for property damage claims, right after New Year’s Eve. You might be thinking, “It’s…
Protecting Your Home: Understanding Common Insurance Claims Imagine this: You’ve just settled into your new home, a sanctuary filled with comfort and cherished memories. You feel secure, knowing you’re protected by home insurance. But then, life throws a curveball—an unexpected event strikes, and suddenly you’re faced with a claim. Recent data reveals that the average…
Choosing the right insurance policy can feel like navigating a maze. With countless options and complex terms to consider, it’s no wonder many people feel overwhelmed. In fact, a 2020 survey by the Insurance Bureau of Canada found that 40% of Canadians feel confused about their insurance options. That’s a significant number! But don’t worry—we’re…
Vehicle theft is a growing concern in Ontario, and insurance companies are responding with new surcharges for high-risk vehicles. In 2022, Canadian insurers paid out a staggering $1.2 billion on car theft claims, with Ontario experiencing a 48% increase in thefts. This rise not only affects those who lose their vehicles but also impacts communities…
Introduction to Life Insurance Life insurance isn’t just a financial product; it’s a cornerstone of your financial strategy. Alarmingly, nearly 60% of Canadians lack life insurance coverage, exposing many families to unnecessary financial risk (Source: Canadian Life and Health Insurance Association). As an insurance brokerage specializing in personal insurance in Ontario, we witness the impact…