In today’s real estate market, Realtors are more than just facilitators of the buying and selling process—they’re also becoming a critical resource for clients who need advice and guidance on the quality and integrity of their biggest purchase. This doesn’t stop with the wants vs. needs wish list but extends to the actual quality of…
Halloween is just around the corner, and while you’re busy carving pumpkins and picking out the perfect costume, don’t let the holiday catch you off guard in ways you might not expect. Believe it or not, Halloween is the second-highest holiday for property damage claims, right after New Year’s Eve. You might be thinking, “It’s…
Protecting Your Home: Understanding Common Insurance Claims Imagine this: You’ve just settled into your new home, a sanctuary filled with comfort and cherished memories. You feel secure, knowing you’re protected by home insurance. But then, life throws a curveball—an unexpected event strikes, and suddenly you’re faced with a claim. Recent data reveals that the average…
Choosing the right insurance policy can feel like navigating a maze. With countless options and complex terms to consider, it’s no wonder many people feel overwhelmed. In fact, a 2020 survey by the Insurance Bureau of Canada found that 40% of Canadians feel confused about their insurance options. That’s a significant number! But don’t worry—we’re…
Vehicle theft is a growing concern in Ontario, and insurance companies are responding with new surcharges for high-risk vehicles. In 2022, Canadian insurers paid out a staggering $1.2 billion on car theft claims, with Ontario experiencing a 48% increase in thefts. This rise not only affects those who lose their vehicles but also impacts communities…
Introduction to Life Insurance Life insurance isn’t just a financial product; it’s a cornerstone of your financial strategy. Alarmingly, nearly 60% of Canadians lack life insurance coverage, exposing many families to unnecessary financial risk (Source: Canadian Life and Health Insurance Association). As an insurance brokerage specializing in personal insurance in Ontario, we witness the impact…
Accident Benefits in Ontario Accident benefits are an extremely important section of your car insurance policy! This often-overlooked component of your auto insurance policy offers vital support—covering medical expenses, rehabilitation, and even attendant care—regardless of who’s at fault. Government Changes to Accident Benefits Coverage In 2016, the Ontario government made significant changes to the auto…
Navigating home, auto, or boat insurance in Ontario can be challenging. Whether you’re buying insurance for the first time or looking to update your current policies, our FAQ guide provides clear answers and tips to help you make informed decisions. Home Insurance in Ontario 1. What Does Home Insurance Cover? Home insurance in Ontario typically…
Home Insurance Basics for the Ontario Homeowner When it comes to safeguarding your home, home insurance does more than just cover the physical structure and your belongings. It provides peace of mind by protecting you and your loved ones from unexpected events. Unlike auto insurance, which is regulated by the government, home insurance policies offer…
As a dedicated teacher in Ontario, you’ve devoted yourself to shaping young minds and enriching the lives of students. When it comes to managing your insurance needs, finding the best coverage and saving money should be simple. At Cassidy & Young, we specialize in helping teachers like you access exclusive insurance discounts and tailor your…